KiwiSaver

KiwiSaver

Few of us relish the idea of living on national superannuation alone. Being able to access your KiwiSaver funds at Government retirement age (currently aged 65) could make the difference between enjoying retirement and barely existing!!
The range of providers and funds can seem so daunting that it is easy to put opening your KiwiSaver account on the back burner. Every month that you procrastinate is a month in which you are not receiving Employer and Government contributions.

Current benefits of joining KiwiSaver:

  • You get to choose your own provider and fund and it is in your own name!!
  • Employer contributions of 3% of your gross salary (if you are aged between 18 and 65).
  • The Government will match your contributions with an annual tax credit each year - up to 50% of your contributions to a maximum of $521.43 per annum.
  • You can put your KiwiSaver on hold after contributing for 12 months.
  • If you are self employed, or not currently employed you can have a KiwiSaver account and contribute to it and get the Government contributions (of you are aged between 18 and 65).
  • You can use your KiwiSaver funds to put towards purchasing your first home and you could qualify for a suspensory loan from Housing Corp as well.
  • You can sign your children up to KiwiSaver and some providers don't require you to keep contributing to their KiwiSaver fund.
KiwiSaver is too good an opportunity to miss. Ask the almost 2 million other KiwiSaver Members??

Call us now and Jeff and Helen will talk you through finding the package that is right for you and your family members.

Frequently Asked Questions

  • Can I leave the scheme after I join?
    You can stop contributing after 12 months. You can switch to another provider. You can leave the scheme only if you are permanently emigrating or you are seriously ill and/or suffering serious financial harsship. You will need to apply to your KiwiSaver provider and they will advise what is required depending on the situation.
 
 


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